You can get free, independent and impartial advice over the phone from:
Or you can get free advice face to face at your nearest Citizens Advice Bureau or visit www.nationaldebtline.org.
Do you need advice (PDF 393 KB)
Can I get debt advice (PDF 319 KB)
You can also visit GOV.UK for more information on managing debt.
You can also check out the money management tips and advice on the Moneymadeclear website from the Financial Services Authority.