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All applicants must meet the following conditions to obtain the loan:

  • The property must be located in Neath Port Talbot
  • The property must have been vacant for at least 6 months.
  • Applicants must pass an affordability assessment (where Credit Rating Information and other factors will be used)
  • Eligible work will be determined by a Local Authority Officer upon inspection of the property.
  • The property must be made available for sale or letting upon completion of the works, owner occupation is not permitted, please see our Home Improvement Loan for owner occupation.