Eligibility

All applicants must meet the following conditions to obtain the loan:

• The property must be located in Neath Port Talbot
• The property must have been vacant for at least 6 months.
• Applicants must pass an affordability assessment (where Credit Rating Information and other factors will be used)
• Eligible work will be determined by a Local Authority Officer upon inspection of the property.
• The property must be made available for sale or letting upon completion of the works, owner occupation is not permitted, please see our Home Improvement Loan for owner occupation.